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Guaranteed Issue Life Insurance
Guaranteed Issue Life Insurance
Don’t let your health hold you back from protecting your family financially. With guaranteed acceptance life insurance, there are no health questions or medical exam required to qualify for coverage. That means you can provide financial security to your loved ones after your death – no matter what.
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Understanding Guaranteed Issue Life Insurance
Most life insurance plans require you to take a medical exam and answer questions about your health. That can make it tough to get covered if you have serious health concerns, like chronic illnesses or a history of cancer. Guaranteed issue life insurance offers a way for you to gain the peace of mind and financial protection a policy can provide, regardless of your health.
With guaranteed issue life insurance, you won’t have to provide your medical history to an insurance company or take a medical exam, and you can’t be turned down based on your health. Another plus: Once you purchase a policy, you can keep it for as long as you pay your premiums, no matter what happens with your health. While premiums tend to be higher and coverage amounts are lower than other policies, guaranteed issue is often the best choice for people who don’t qualify for coverage otherwise. A life insurance professional can help you weigh your options to find the policy that’s right for you.
Benefits of Guaranteed Issue Life
Guaranteed acceptance term life insurance or whole life insurance can be the perfect solution for people with health conditions that prevent them from getting a traditional policy. With guaranteed issue life insurance, you'll receive:
No Medical Exam Required
No Medical Exam Required
Immediate Coverage
Immediate Coverage
Peace of Mind
Peace of Mind
Guaranteed Acceptance Life Insurance Through eFinancial
At eFinancial, our goal is to make buying life insurance as easy and affordable as possible. We offer coverage from more than 20 nationally recognized life insurance companies, so you can choose from a variety of guaranteed life insurance products. Plus, we’ll work with you to make sure you understand your options and how these products relate to your unique needs as you go through the guaranteed issue life insurance comparison process with your family. Because we’ll take the time to get to know you and your situation, we’re able to support you personally at every step in the process. You’ll never be alone when you choose to buy your guaranteed life insurance policy through eFinancial.