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Get sound advice from the team at eFinancial.
Through every step of the process and at every stage in your life, we’re in the business of helping you take care of your family.
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How Life Insurance Works
We know it can feel overwhelming to try to understand life insurance, so we want to make it simple and accessible.
There are several types of life insurance products. The most common are term, permanent, and final expense insurance. While premium and coverage amounts can vary greatly, the basic idea is the same. You purchase a policy and pay your premiums, and your beneficiaries receive a sum of money after you die to help maintain their lifestyle and provide financial security for the future.
Your family decides where the money is most needed. The money can help cover immediate expenses like funeral and medical bills, as well as ongoing expenses like housing and education. It’s protection that offers support and peace of mind for you and your loved ones.
Pick the Type of Insurance
Pick the Type of Insurance
Determine Your Coverage Amount
Determine Your Coverage Amount
Pick a Policy and Company
Pick a Policy and Company
Quick Answers To Common
QuestionsA Life Insurance Policy as Individual as You
Plan now for those you love
most.The younger you are, the easier it is to get lower rates and flexible policy options. And if you’re single and established in your career with family members who rely on you financially, life insurance can offer important protection. A term life policy is a great way to make sure those student loans and credit card debts will be covered if the worst happens. Continue the care and support for the people you love most and create your backup plan for the future.
Recent Blog Posts
- BLOG Published on 8/22/22
Blog Title: How does convertible term life insurance work?
- BLOG Published on 7/26/22
Blog Title: Newsweek Interview with CEO James Hohmann - Vericity's Life Insurance Innovation Clears the Way for Everyday Americans
- BLOG Published on 7/6/22
Blog Title: The Top 15 Reasons to Get Life Insurance